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Tuesday, April 4, 2017
Thought of my day....
Monday, July 1, 2013
Customer Experience - Cultural Alignment Vs. Lip-Service
- EVERYONE must be aligned to the same principles.
- Meeting a customer’s expectations is a must have that EVERYONE aims to achieve FIRST.
- Great Customer Experience does not walk in parallel with continued pressures on reducing cost.
Thursday, June 27, 2013
Great Customer Experience = Cultural Alignment + Proactive Design
Wednesday, January 9, 2013
The Burden of Legacy
- · Apple, the legacy vs. Google, the agile.
- · Microsoft, the legacy vs. Google, the agile.
- · Ryze, the legacy vs. LinkedIn, the agile.
- · IBM, the legacy vs. Dell and HP, the agile.
- · TCS, Infosys and Wipro, the legacy vs. Cognizant, the agile.
- · GM and Ford, the legacy vs. Toyota and Nissan, the agile.
- · Americal Airlines, the legacy vs. Southwest, the agile.
- · McDonnell Douglas, the legacy vs. Boeing, the agile.
Sunday, August 26, 2012
Ambiguity – How much is the right amount?
- Spawns Creativity: Ambiguity always keeps people trying to guess their next step and their intentional attempt is to overcome the ambiguity, which very often does lead to creative and innovative outcomes in the right direction.
- Productive Competition: Some level of ambiguity in direction and control even allows for a great deal of productive competition.
- Avoid Unproductive Challenges: I have met people who would maintain ambiguity in how much they communicate to ensure that the path taken to the end goal remains unchallenged until the alternatives are reduced to a minimum. Ambiguous information flow is one of the only ways that work when it comes to getting what you want in a pseudo democratic environment.
- All Round Perspective: Ambiguity in organizational structure, in addition to spurring competition, ensures a somewhat flat organization; and can help the leader get a better perspective of the functioning machinery
- Shielding Lack of Clarity: Ambiguity is a very useful shield especially when the end objective is not very clear but the direction has very many and overlapping alternatives
- My analysis is based not only on my working experience but from what I read and see around me in all spheres of life
- My 2 X 2 is based purely on my attempt to understand the problem of how much grey is the right amount of grey and not based on elaborate research of human behavior in leadership positions. I would like criticism and counter opinions
- Some of the terms used do not have a lot of referential basis and are a figment of my thinking process
- definition of the end goal
- size of the crew driving towards that end goal
- Direct Benefit End Goals - End goals that are targeted towards a decided benefit with no other factors or goals deriving from it, while it may derive from many In-direct Benefit End Goals (explained in the next point). E.g. top line and bottom line growth, winning the mayoral elections, outranking competition in a scholarship examination.
- In-Direct Benefit End Goals – End Goals that contribute to a Direct Benefit End Goal and are essentially meaningless unless defined in perspective. E.g. Employee Satisfaction (drives productivity and profitability), maximizing campaign contribution (ensures a bigger campaign and hence the potential victory in the Mayoral votes), etc.
Thursday, August 9, 2012
Some questions that come to mind….
Nandan Nilekani, chairman of the Unique Identification Authority of India (UIDAI) while addressing the International Newsmedia Marketing Association said that the fundamental idea behind creating the UID project was the fact that Indians were becoming more mobile, travelling from rural areas to cities or migrating overseas to find jobs. The Infosys co-founder said UID was trying to bring about a change by putting people's identities on the cloud. This would 'untether' people from a physical location, allowing them to move around the country. (source: The Times of India article Media companies must assume all consumers are young and mobile while strategising: Nandan Nilekani)
This brings some questions to my mind on whether this is really a progressive move and I wonder what the plan is to mitigate all the risk factors (and we’ll talk about the conspiracy theory later) that are associated with the move. Let’s look at what happens in our precious Western hemisphere that undoubtedly gave us this idea to ape from – talking of the Social Security Number/Card (SSN) here. You cannot do anything without an SSN (unless you are on a business trip) in the United States of America staring from getting a bank account, renting an apartment, getting utility services to buying a car (you can, of course, buy groceries with cash without an SSN but you can get robbed of your cash too, just as easily!). So this SSN becomes your identity, 9 digits that are forced upon you as definitions of your existence. And what came of it?
In 2009, 9.9 million adults were victims of identity fraud, up 22% from 2008. Merchants are paying $100 billion in fraud losses due to unauthorized transactions and fees/interest. We have over the years had our variations of IDs moving from the Ration Card through the License, Passport to the PAN card. I looked far and wide but I could not find any statistics for ID theft in India but here is what I found.
- According to the data compiled by the Reserve Bank of India (RBI), the money lost to such scams has doubled in the past four years. In the current financial year, banks lost Rs.2,289 crore (till December ‘11), while the loss was Rs.1,057 crore in 2007-08. (Source: http://indiatoday.intoday.in/story/banks-lose-rs-2289-crore-in-fraud-cases/1/131090.html) I am guessing a significant part of this is perpetrated by fraudulent PAN cards. When PAN cards started circulation there were paper flyers all over major and minor cities for getting a PAN card for Rs. 100 without any documentation.
- The statistics, while no formal sources are available, are staggering in terms of Passport and related Visa frauds. WikiLeaks exposed a cable recently that said this about the Indian Passports.
The design of the Indian passport incorporates many good security features that would normally lead to a more favorable rating of this document’s vulnerability. The problem lies in production inconsistency and vulnerable source documents. Quality control is lax at production locations. Thus, genuine passports sometimes are partially or completely missing security features. Genuine passports issued on the same day at the same place can look entirely different…. The only documentation required for a passport is proof of birth and proof of residency. Easily reproduced school records can suffice for the former, while a bank statement or utility bill can be used to “prove” the latter. Although police are supposed to verify the information on each application by visiting the applicant’s neighborhood and interviewing neighbors, such checks are often cursory at best. In most cases, police officials will only check warrant records and then hand over a clean record to passport authorities….” (Source: http://www.travel-impact-newswire.com/2011/04/wikileaks-cables-expose-indian-visa-fraud-tactics/#ixzz231wZmMOW) |
Of the Indian license and the Ration Card, the less said the lesser shall be the embarrassment. And looks like the fraud in Aadhar has already started facing fraud problems as seven persons, including four Infrastructure Leasing and Financial Services Ltd (IL&FS) employees and a ration shop dealer, have been booked by the police in the Aadhaar card fraud. The technical foundations are unproven in ensuring critical authentication, immunity from systemic fraud and data proliferation/theft. Hence the questions literally begs a response as to what the rationale is of behind spending thousands of crores of Rupees to create another ID platform instead of making the existing ones more robust. Because to me it seems that the more Hi-Tech you get the more the scope for fraud and misuse, and more the cost of fraud. The only purpose it might serve is to provide a significant boost to employment numbers. It’s like the employment boost the US gets every time they decide to take a census it is meaningless but the stick market gets a temporary adrenaline rush and everyone suffers from a misinformed sense of purpose and happiness.
And this brings me to the what might sound akin to a conspiracy theory, but I would rather not be tagged. Although with the number of tags going around already there is no way to run and hide but this is one thing, if successful (there is always the remote chance that this will succeed under extraordinary circumstances) this might be the chain that Government and possibly every private organization wanting to track your spending & usage patterns will forever hold to your neck. And I am not comfortable with that thought at all. Will you be comfortable with someone always watching you – what you spend, where you spend, and possibly where you go, whatever your do? And pay taxes to get such extreme breach of privacy implemented on to you?
Monday, July 2, 2012
The art of looking busy...
One of the most central tools that has made the practice easy is the creation and perfection of the Alt + Tab function, especially when someone is looking or might sneak up to take a peek. Way too many times I have seen sports websites and gossip blogs disappear in the nick of time to hide behind arbitrary excel sheets and the other enabler of justifying idling - Outlook (we'll get to that in a bit). Nowadays, with the increasing complexity (all for the sake of user friendliness) it is easier to search for the perfect window to switch to. So in case you are multitask idling (generally a combination of your favorite Social Networking site, some random flash game, your personal email and maybe even the instant messenger built into your email client), one no longer has to worry about switching to the wrong window as in the old days of non-tabbed existence. All in one browser windows and inbuilt apps ensure you can just switch once. If you are smart enough to keep a dozen or more work related 'stuff' running in the background, the probabilities are completely in your favor to be able to evade detection.
Technology has taken care of the problem of policies and firewalls, those buggers that your system admins keep implementing to make your life boring and sad! (Internet, free air-conditioning and subsidized food is what makes bearing office worthwhile, after all. And the best part is that you get paid to leverage all the comforts that would cost a bomb in the out of control inflation around us.) Someone said that broadband could be mobile and you can connect everywhere you are. Isn't that nice!
Policies and Firewalls? In the words of the great Mr. Obama, "BFD!!"
Coming to the one evil that has affected and changed all our lives - if you have a fundamental understanding of what it means to have a life, this entity has definitely changed you life for the worse. There are those who swear by it but then there are always the Satanists! Outlook and the concept of email is what I speak of here; and God forbid you are considered a high performer and get handed a Blackberry, or for the blessed, an iPhone. You can hide from the world but email shall pursue you unto death. And maybe even after it in some time. But then, such a utilitarian tool too has its little loophole - at least one that I was taught of. You can actually compose your emails and schedule them for delivery in the middle of the night. "Oh how hard working John Doe is! It is middle of the night and he is still working!" Yeah! He did get a consistent out-performer for three years, not because he was efficient enough to finish what he had to early but because he was sending pre-scheduled emails at the middle of the night while drinking a chilled mojito! It is the equivalent of the times when getting good scores meant writing epics during the examinations and marks were proportionate to the mass of your script (in many places, I am told, this is still the case).
Well, BFD! I hear multiple pings so time to ALT+TAB to my OUTLOOK.
Happy Idling.....
Thursday, June 14, 2012
The Business of Consulting
- States the obvious in pretty pictures (frameworks, matrices, models, etc. - many names)
- Way too many credentials - inflated truths that most probably include all realms of the possible universe
- Over a period of time, takes you around in a full circle to where you started
- Comes with the capability of sounding intelligent at the expense of the folks who actually know what they are doing
- Jargons (or Consultese, as I now refer this language as) that really express what should ideally be common sense
- An airline view of life that will take a load of money and effort to implement in real terms (some of that money will of course find its way into the pocket of the said consultant)
- Make you a business case that will be ridden with assumptions and dependancies for future finger pointing in case of limited success
- Convince you that what is being said is (irrespective of what reality suggests) the Best Practice (another jargon that has no relevance, because if everyone followed a certain best practice we would be living in a communist world)
- Benchmark for everything: It is very crucial to be aware of what can and cannot be benchmarked is extremely important if you do not want to be sold on generic data
- Best Practices do not exist: While some practices prove profitable across the industry, as a client one must have conviction that your business is unique unless you are in a price driven commodity market; do not get sold on random best practices defined out of perspective
- Employees know better than frameworks/models/simulations/matrices: As an institution is run by its employees, it is quintessential that a Consultant's frameworks/models/simulations/matrices are validated, critiqued and sieved by employees who are the real practitioners. In my years of engagement with clients, I have realized that the people at the grassroots know the best solution for ambient challenges
- Powerpoint Slides make for bad strategic decisions: Real life business is very difficult to reduce down to slide ware - beware of slides that represent a living breathing business in bullet points
- A Good Consultant takes the pain and even invests in understanding the business or technology environment at a practitioners level - it's easy to decipher a Good Consultant in this respect because he or she will never start by telling you about industry trends and the best practices
- A Good Consultant uses jargons that have a ring of familiarity therefore - he has learnt from the employees and understands the language & uniqueness of the business
- A Good Consultant will present a model that includes all strategic and tactical aspects of the problem instead of force fitting the problem into what's very often a framework that has been plagiarized over generations of abuse
- Last but not the least, a Good Consultant delivers a business case that actually reflects the state of the business and a journey that is inclusive of extraneous considerations like weather, competition, economy or whatever may or may not affect the future of the financials
- Identify the right people to interact with
- Get all the accessible information available and make them available to the consultant - don't hold back and expect miracles
- Invest sufficient time and mind space your hired consultant - left alone and isolated any person or team will produce an output that is not going to be relevant.
Friday, May 4, 2012
Insights: Poor Leadership and the Art of Delegation
Insights: Transformation - Root Causes of Failure
Monday, April 16, 2012
Letting the right people in – Developing the Right Impact with Social Media
The best way to look at the true impact of electronic Social Media on businesses is to see what has been achieved by the successful.
- By the end of 2009 Dell had generated $ 6.5 Million in sales from Twitter alone
- In April 2008 Frank Eliason opened a Twitter account to help Comcast customer – since then Comcast has helped over many hundred thousand customers without lifting a phone line
- Starbuck went online to their customers and got 50,000 new product ideas
- Dell would have saved millions on sales cost that would otherwise involve hundreds of sales agents sitting behind call center cubicles, management of distribution channels and so on.
- For Comcast, this means, millions of dollars saved on the cost of providing customer care – assume an agent takes 15 calls a day and also assume that the cost of the agent, with all overheads loaded, is about $ 300/day, if a 150, 000 customers were helped it resulted in a 3 million dollar savings at very little incremental investment.
- For Starbucks, the money it would require to employ a kitchen full of Baristas to come up with 50, 000 coffee recipes would probably be equivalent to or many multiples of the cost of running running a Starbucks outlet.
The key is to let the right people in at the right stage. In the example depicted above, the customer care teams can define and tell you exactly how customer collaboration and self service can be enabled and what metrics will be impacted. Putting that at the core of the strategy is quintessential to the success of the effort. Marketing & IT must act as enablers and not the strategists in this case (the latter is typically the case in Strategy 1). This enables the ownership of and stake in the success of the channel by the people who built it allowing a collaborative feedback based dynamic environment being built between the customers and the organization (customer care group in the illustrated example) enabling not only the customer care helping customers and also customers helping other customers thus achieving a Social Media outcome that is collaborative, and hence social in the true sense.
Update: A very neat example on how Social Media is used effectively to build a collaborative model is shown in the video below where the customer was looped in to collaborate to make a supply chain efficient. Thanks Addu for sharing.